We have gathered a list of questions from clients; these are listed in Q&A style.
These will also be on the next conference call which will be posted Sunday November 16, 2014.
Let us know what other questions or concerns that you have!
Q: How can I obtain a vehicle?
A: You may obtain a vehicle using a CPN. One of the steps to creating a CPN is to apply to Roadloans. You may use the approval to obtain one. You may also want to look into CarMax. Either one is good to use. Because the file will be brand new, the APR will be higher, along with the down payment. The limit may not be as high as you wish it to be. I advise that you build out the file for a few months and then apply for a loan at that time. Please let us know what other questions that you have regarding this.
Q: How can I obtain an apartment?
A: You can obtain an apartment using a CPN. It is NOT advised to walk into a rental office and do an application, as they will run your DL/ID with your CPN; that will not only merge your two profiles, but will have you answering questions that you may not know the answers to. I advise either applying online, if that is available, or renting from a private party. When you apply online, you will always use your CPN in place of the DL/ID. This way, you will not run into the issue of merging profiles. When renting from a private party, you can tell them that you just recently pulled your credit, and already have a copy of it on hand; 90% of the time, this will suffice. You do have a 50/50 chance with rental offices of this working also.
Q: How do I pay for my CPN accounts?
A: Apply for a prepaid card using your CPN information. With this prepaid card you can pay on all of your CPN-obtained accounts. Do NOT link your personal bank accounts or debit/credit cards to anything CPN-related.
Q: Can I use my SSN accounts to pay for my CPN accounts?
A: Please reference the question above. No, you cannot use SSN-related accounts to pay for CPN-related accounts.
Q: Can I get a cellphone with a CPN?
A: Yes, you can get a cellphone with a CPN. I highly suggest applying online, as you can use your CPN in place of the DL/ID. If you go in person, they will ask for ID, and will run your DL/ID number with your CPN. Both profiles will merge, and you want to avoid that at all costs.
Q: How do I build my CPN out without authorized user tradelines?
A: Please see the previous post. I included a list of how to build out your CPN without authorized user tradelines.
Q: Is a CPN the next best steps to take besides a sweep or repair?
A: Yes. Although a CPN is NOT a permanent solution, and you will want to repair your SSN profile if you have bad credit, using a CPN is a cheap and quick way to obtain credit and build out your profile to obtain the credit you wish.
Q: As a broker, how can I market your services:
A: Here is a short list of how you can market financial services:
Craigslist, backpage
Offline marketing, such as business cards, postcards and flyers.
I suggest using vistaprint.com and overnightprints.com
Q: How do I become a broker?
A: Simply email me and let me know you wish to be a broker. At that point, you may purchase CPNs in bulk. Once you have your CPN credit, you may submit the client information at any time for my company to create for you.
Q: Why are your prices so low?
A: First, we are an online business. This means that we do not have to pay for renting an office. That cuts the cost way down. Also, we are in this business to help our clients. Most do not have the money to pay astronomical prices like other companies charge. We always keep our prices low, our customer service outstanding and our turn around quick.
Q: Do you have a website?
A: Yes. Our website will go live on November 16, 2014. www.TheCPNpros.com
Q: Is your company on social media?
A: You may find us on Facebook at facebook.com/CPNpros
Q: What is your current contact info?
A: Our phone number is 518-708-7308. We recently moved our office to another area, so we did change our number. You may email us at the regular email: cthedreamworld@hotmail.com or the new website email: info@thecpnpros.com
Q: What are the benefits of an online business?
A: There are many benefits to an online business. First, one does not have to pay for extraordinarily high rent, as an office can be set up right at home. Also, one can work anywhere there is internet, as long as a smartphone or laptop is available. Furthermore, regular office hours do not have to be kept if you work from home, or a home office. Emails can be answered on the go, in the middle of the night, or throughout the day. There is more time for family, and money is also saved on commuting.
Q: What is an identity theft sweep?
A: An identity theft credit sweep is where our company submits an affidavit on your behalf and disputes the negative items on your credit, along with an online police report. 100% of the negative items are removed, except for child support and foreclosures in process and unpaid. Common sense must be used with this, though, as paid accounts cannot be disputed.
Q: As a broker, how an I accept credit cards?
A: There are many website where one can obtain a merchant account. To accept credit and debit cards, one would need to be set up. Here is a short list of the ones that I recommend:
PayPal
Square
Flint
Flag Merchant
Network Solutions
Simplify
Shopify
3dcart
Volusions
Pay Simple
World Pay
Blue Pay
2checkout
Google Wallet
WePay
Invoice ASAP
Q: What happens if the service I purchased is not rendered?
A: We guarantee our CPNs. All CPNs are delivered within 24-48 hours. There may be times when a delay may occur, but all CPNs are delivered. We are not responsible for any technical issue on the client end. If an order is not received, please send an email to us at one of the addresses listed above. All credit files submitted for sweeps will be completed. A time frame of 30 business days is given to all clients for the sweeps. If a file is not completed within 30 business days, the reason for delay will be given. All files are completed. If a tradeline is purchased and does not post, 100% refund is given
