I get people asking me all the time what a CPN can be used for. It is NOT only good for credit cards. Here is a list of some of the most FAQs. It is for anything credit-related, but excluding:
Mortgages
DSS
SSI
military
government funding
employment
taxes
IRS
(anything where you know you should be giving your SSN).
What CAN I use my CPN for?
Credit cards
department store cards
catalogue cards
funding
personal/business loans
vehicles
financing
apartment
utilities
cell phones
*the list goes on!
How long does it take to build up my CPN?
It all depends on what you are dong to build it up. This means that it can take months or years; it all depends on YOU! Here is an example of how to build your score and history quickly as soon as you get it:
1. Receive the cpn and apply to cap one
2. Apply for a catalog card (I give a list of these with the purchase of a CPN)
3. Receive the cap one card. Activate it, use it and pay on it in the same day.
4. Apply for another catalog card.
5. Open up a bank account with Ally.com or Etrade.com
6. Make certain to get a prepaid card through Rushcard.com or another site to make CPN account payments with
7. Apply for Kohls
8. Set up utilities or get a cell phone
9. Get your Kohls and do the same as with cap one
10. Pull your credit with creditchecktotal.com and monitor your credit
11. Always use your cards and then pay immediately on them
12. Get a dept store card
13. Get a Walmart or Target card
14. Apply for either Dillard's or Belk's
15. Apply for Cap One Spark Classic for Business
16. Apply for Discover
17. Get another catalog card
18. Get another dept. store card (Victoria Secret, etc)
19. Get one of the cards on the "After Cap One Activation" attachments
20. Use and make payments on all of the accounts that you have.
21. Open a savings account and a secured card
22. Apply for another Cap One card for average credit
*After this, you should have plenty of accounts and should be able to obtain the credit you need. Do this instead of paying $100s for AUs!
Mortgages
DSS
SSI
military
government funding
employment
taxes
IRS
(anything where you know you should be giving your SSN).
What CAN I use my CPN for?
Credit cards
department store cards
catalogue cards
funding
personal/business loans
vehicles
financing
apartment
utilities
cell phones
*the list goes on!
How long does it take to build up my CPN?
It all depends on what you are dong to build it up. This means that it can take months or years; it all depends on YOU! Here is an example of how to build your score and history quickly as soon as you get it:
1. Receive the cpn and apply to cap one
2. Apply for a catalog card (I give a list of these with the purchase of a CPN)
3. Receive the cap one card. Activate it, use it and pay on it in the same day.
4. Apply for another catalog card.
5. Open up a bank account with Ally.com or Etrade.com
6. Make certain to get a prepaid card through Rushcard.com or another site to make CPN account payments with
7. Apply for Kohls
8. Set up utilities or get a cell phone
9. Get your Kohls and do the same as with cap one
10. Pull your credit with creditchecktotal.com and monitor your credit
11. Always use your cards and then pay immediately on them
12. Get a dept store card
13. Get a Walmart or Target card
14. Apply for either Dillard's or Belk's
15. Apply for Cap One Spark Classic for Business
16. Apply for Discover
17. Get another catalog card
18. Get another dept. store card (Victoria Secret, etc)
19. Get one of the cards on the "After Cap One Activation" attachments
20. Use and make payments on all of the accounts that you have.
21. Open a savings account and a secured card
22. Apply for another Cap One card for average credit
*After this, you should have plenty of accounts and should be able to obtain the credit you need. Do this instead of paying $100s for AUs!
Let us know what other info you would like to know, as there are so many different things that we can give you in detail!
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