Saturday, December 6, 2014

High-limit credit cards on new CPNs, pre-built files and more....






I'm certain that you have seen those offers on Craigslist and other-such sites promising high-limit credit cards right off the bat with a brand new CPN. Pay close attention to the words that I just used:

High-limit credit cards on a brand new CPN. 

You know how they go:
"With our company you can get a $150k (more or less) American Express (or other) charge card on a CPN/SCN for only $3500 up front fee and $8k backend fee, payable within 48 hours after card has been received. If this does not fit your budget, or you do not think that you need that much, you may always order one of the lower-limit cards. Payments accepted: GreenDot and Vanilla Reload. Western Union and MoneyGram also accepted."

Please tell me you see all of the issues with this!

Ok guys, here is the bottom line:

You cannot get high limit cards on a brand new credit slate. When you first get a CPN, there is ZERO credit on there; no score, nothing. Just as if you are 18 all over again, you must build up the credit. That does mean having to do add smaller limit cards to your profile, department store cards, catalog cards, secured cards, high APR auto loans, etc, before you go to higher limits or higher approvals on loans. You cannot even get a payday loan. So beware of those too-good-to-be-true offers that you see all over Craigslist and Backpage.

OK, so I get that I'm not able to get high-limit cards on a fresh profile, but what about those offers for pre-built files?

Let me break that one down for you as well:

If you are purchasing a pre-built CPN (or other file), whose file are you purchasing? You can be damned sure that this file is NOT going to be attached to your information, and that most likely you are buying another's identity, or something along those lines. You always want a skip-traced CPN, meaning that it does NOT belong to another individual as their personal SSN. You also need it to be a valid # and issued but NOT assigned.

Taking all of those elements into consideration, how could one possibly be selling a pre-built profile unless it actually belongs to someone else? That is illegal! It is called identity theft.

The only way:

The only option that you have is to purchase a CPN that was created by attaching your personal information that you provide to the # that the provider assigned to you. When you receive the credit profile number, you will have a new credit profile with zero score and zero history that is attached to your information. You will then need to build up this file by obtaining credit in a specified manner that the provider gives you.

Where do I start?

I'm glad that you asked! This is what I do for a living- my job is to get you back on your financial feet with either a CPN or a credit sweep on your SSN. If you are looking to start over again, you will want a credit profile number, which you will build with my proven step-by-step instructions. The process is easy, and I will continue to help you for the entire time you are my client.

Email us at nomoredebtcpns@gmail.com
We have a form you fill out and also a payment link. 

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